X Financial Class A (XYF)

X Financial Class A (XYF) is a Credit Services company in the Financial Services sector listed on the NYSE.

As of Oct 23, 2026: market cap $179M; returns 1 day -0.8%, 1 week -3.2%, 1 year -62.0%.

X Financial (NYSE: XYF) is a technology-driven personal finance company based in Shenzhen, China, operating as an online marketplace. The company connects individuals and small-to-medium-sized enterprise (SME) borrowers with institutional funding partners, primarily banks. Its core revenue streams are derived from loan facilitation fees, post-origination services, and guarantee services.

Groups XYF belongs to

• Dividend Payers
• High Dividend Yield
• Fintech
• China Companies
• China Market
• Consumer Finance
• Financials Sector
• Loan Origination
• Credit Services
• Consumer Lending
• Technology Sector
• Artificial Intelligence

XYF financial model: income statement, cash flow and balance sheet