Buy Now Pay Later Stocks
Short-term unsecured lending platforms and alternative credit originators capture consumer transaction volume by integrating financing directly into the point-of-sale workflow. Revenue drivers center on merchant discount rates and late fees, though profitability hinges on proprietary underwriting models that assess risk for thin-file borrowers more effectively than traditional FICO-based systems.
As of Oct 23, 2026, Buy Now Pay Later has 8 US-listed companies worth $101B combined. The median member moved -1.7% over the past week; SEZL led at +3.5% and PSQH trailed at -12.1%.
Companies in Buy Now Pay Later
- XYZ – Block, Inc, $47B
- AFRM – Affirm Holdings Inc, $24.4B
- KSPI – Joint Stock Company Kaspi.kz, $17.4B
- KLAR – Klarna Group plc, $5B
- SEZL – Sezzle Inc., $4.4B
- PRG – PROG Holdings Inc, $1.2B
- HEPS – D-MARKET Electronic Services & Trading ADR, $1.1B
- PSQH – PSQ Holdings Inc., $13.7M